The Banks, However, Do Not, As A Rule, Lend Money On Mortgage, And The Monied Men Of The Country Have Usually Lands Of Their Own Requiring The Same Sort Of Development.

Foreign capital is therefore looked to; and doubtless it will ultimately be procured in abundance, the security being undeniable, and the rate of interest so high.

"Mr. - - does not consider the long winter any impediment to farming, but rather the contrary, as the sudden burst of spring, and the rapid growths of summer, make up for it; while in a country like this, where roads are so scanty, many of the farmers' operations are performed more easily during the snow and hard frosts which prevail.

"Leaving Montreal, by a short railroad of nine miles in length, constructed to avoid the rapids of a bend of the St. Lawrence, I came to Lachine. Here are the head-quarters of the Hudson's Bay Company, and the house of Sir George Simpson, the Governor; and hence, annually, towards the end of April, proceed the 'maitre-canots,' or large canoes, of the company, manned by its officers and hardy 'voyageurs,' up the waters of the Ottawa to Lake Nipissing, and down the Riviere des Francais into Lake Huron.

"At Lachine I took the 'Champion,' a fine new steamer, built and equipped at Montreal, and worked up the St. Lawrence, along Lake Ontario, to Toronto, a journey of 450 miles, and occupying about forty hours in the performance.

"The navigation of the St. Lawrence is impeded by several large 'rapids,' formed by the action of the suddenly descending current upon sunken rocks deep below the surface of the water. On the upward voyage these are impassable for merchandize vessels; and, though the large steamers struggle through many of them, there are others which no force can cope with. To remedy these impediments, several fine canals, equal to any similar works in the world, have been constructed. The first of these, the Beauharnois Canal, connects, by a cut eleven miles long, the broad embayment called 'Lake St. Louis,' above Montreal, with the similar reach called 'Lake St. Francis;' and in the narrow passage between these unruffled waters are the principal rapids - the 'Coteau du Lac,' the 'Cedars,' and the 'Cascades.' The passage through this 'sixteen miles' declivity of boiling waters' is exciting. The large steamers rush down with the rapidity of the wind, through waves lashed into foam - sweeping close past the rocks and islets in the stream, and only kept in safety in their course by the united exertions of six or seven 'voyageurs,' and a pilot, at the wheel.

"The upper shores of the St. Lawrence are populous and well cultivated. In stopping to take in our supply of wood, which we had to do several times during the day and night, usually at quiet secluded nooks along shore, or on some little island, I had many opportunities of seeing the comfort of the people, and the progress of the country.

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